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持続的社会の実現に向けた自然災害保険プログラムのあり方に関する考察
http://hdl.handle.net/10965/1368
http://hdl.handle.net/10965/136826da64f1-84f0-4733-b4c9-325ec5e72e40
| 名前 / ファイル | ライセンス | アクション |
|---|---|---|
KMR_25_85.pdf (150.9 kB)
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| Item type | 紀要論文 / Departmental Bulletin Paper(1) | |||||
|---|---|---|---|---|---|---|
| 公開日 | 2017-09-30 | |||||
| タイトル | ||||||
| タイトル | 持続的社会の実現に向けた自然災害保険プログラムのあり方に関する考察 | |||||
| 言語 | ja | |||||
| タイトル | ||||||
| タイトル | The Impact of Insurance on a Sustainable Society Exposed to Natural Disaster Risks | |||||
| 言語 | en | |||||
| 言語 | ||||||
| 言語 | eng | |||||
| キーワード | ||||||
| 主題Scheme | Other | |||||
| 主題 | 持続的社会 | |||||
| キーワード | ||||||
| 主題Scheme | Other | |||||
| 主題 | 自然災害保険プログラム | |||||
| キーワード | ||||||
| 主題Scheme | Other | |||||
| 主題 | リスクの保険可能性 | |||||
| キーワード | ||||||
| 言語 | en | |||||
| 主題Scheme | Other | |||||
| 主題 | Sustainable Society | |||||
| キーワード | ||||||
| 言語 | en | |||||
| 主題Scheme | Other | |||||
| 主題 | Natural Disaster Insurance | |||||
| キーワード | ||||||
| 言語 | en | |||||
| 主題Scheme | Other | |||||
| 主題 | Insurability of Risk | |||||
| 資源タイプ | ||||||
| 資源タイプ識別子 | http://purl.org/coar/resource_type/c_6501 | |||||
| 資源タイプ | departmental bulletin paper | |||||
| 著者 |
諏澤, 吉彦
× 諏澤, 吉彦× SCORDIS, Nicos A. |
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| 抄録 | ||||||
| 内容記述タイプ | Abstract | |||||
| 内容記述 | Natural disasters caused by seismic activity and extreme weather events have an increasingly significant impact. This rise is, at least partly, attributed to global warming and/or economic growth in disasterprone areas. Despite the encouragement by the Principles for Sustainable Insurance (PSI) suggesting that insurers finance macroeconomic risk, it is challenging for the private market alone to do so. A viable alternative is to finance macroeconomic risk through collaborations between insurers and governments (or other public institutions). We examine model plans of such private-public partnerships currently operating in Asia, North America, and Europe. We identify commonalities in the different plans including coverage limitations, government-sponsored reinsurance, strict rate regulation, and compulsory participation. We conclude that the plans contain features complementary to the insurability-of-risk concept and that they preserve the availability of insurance coverage. These features, however, exacerbate basis risk, encourage excessive development in high-risk locations, and increase the cost of screening uninsured exposures. We also observe that attempts to improve on one attribute of the plan create problems in other attributes. Finally, we offer suggestions for improving the design of public-private insurance plans. | |||||
| 書誌情報 |
京都マネジメント・レビュー 巻 25, p. 85-103, 発行日 2014-09 |
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| 出版者 | ||||||
| 出版者 | 京都産業大学マネジメント研究会 | |||||
| ISSN | ||||||
| 収録物識別子タイプ | PISSN | |||||
| 収録物識別子 | 1347-5304 | |||||
| 書誌レコードID | ||||||
| 収録物識別子タイプ | NCID | |||||
| 収録物識別子 | AA1167166X | |||||
| 著者版フラグ | ||||||
| 出版タイプ | VoR | |||||
| 出版タイプResource | http://purl.org/coar/version/c_970fb48d4fbd8a85 | |||||
